Debt Assistance Frequently Asked Questions

Who is Debt Assistance and how does your service work?

Debt Assistance is a free service that helps your find third party debt and tax service providers. To get started visit our website and fill out a simple form. The information you provide is then forwarded to up to three debt consolidation or tax debt service providers who will contact you for a free initial consultation.

Does Debt Assistance offer debt reduction or debt consolidation services?

No! we do not provide any type of loan, mortgage financing, credit card services, debt reduction services, tax services, or financial services or advice. DebtAssistance helps you fiind debt and tax related service providers that are willing to help you deal with your debt or tax problems.

Who is SecureRights?

SecureRights is an independent third party verification service dedicated to combating fraud and protecting consumer privacy. When consumers seeking financial products and services submit their information through websites prominently displaying the SecureRights logo, SecureRights verifies this consumer information and shares that information only with providers of those financial products and services.

Who is LeadPoint?

Leadpoint.com, is a SecureRights affiliated company, that operates an online marketplace that matches business who provide financial services with consumers who are searching for specific financial products & services.

Does Debt Assistance store any of my information?

Debt Assistance or it's parent company Center Point Media does not store any of your personal information . Once your information is passed to SecureRights, we are no longer involved. You will not be contacted by Debt Assistance or any of its affiliate websites for any reason.

Why shouldn't I just file for bankruptcy?

Most people file bankruptcy to escape bill collectors. Our tax and debt reduction service providers offer a safe alternative to bankruptcy. Surveys indicate most people would rather not file bankruptcy.

What exactly is unsecured debt?

Unsecured debt is debt that is not secured by collateral. Examples of unsecured debt include credit cards, department store cards, medical bills, and gas cards. In almost all cases these debts are not secured by collateral such as a home or car.

Will the debt management programs offer by your partners stop the harassing phone calls from my creditors?

Can I still use my credit cards?

No. You cannot use your credit cards while enrolled in a debt management program. The objective of these programs is to eliminate or reduce your existing debt. Your creditors will not agree to work with you if you continue to use your cards and accumulate debt.

Can I still apply for new credit cards?

It is definately not recommended If your creditors find out that you have applied for new credit cards, they will assume that you still have money that can be used to pay your existing debt and they will refuse to settle any of your accounts.